Mobile home park insurance provides essential protection for park owners, covering property, liability, and operational risks to safeguard your investment.
On several occasions, mobile home parks have been useful to many homeowners. As a residential area either designed as manufactured homes or trailer homes, it provides land and utility hook-ups for different people. Indeed, it is an actively growing industry with the potential to generate thousands to millions of dollars every year. Mobile home parks offer affordable housing with state-of-the-art amenities; however, they carry risks like any other business venture. That’s why securing mobile home park insurance is essential. With proper mobile home park insurance, you can protect your investment from liability claims, property damage, and unexpected losses. Choosing the right mobile home park insurance ensures peace of mind for park owners. By relying on comprehensive mobile home park insurance, you safeguard both your property and your tenants, making it a critical part of managing any mobile home park.
Many times, insurance companies find it challenging to offer coverage options, especially to mobile home park owners. The reason is that the owners aren’t responsible for so much, except covering common areas, landscaping, and utility service lines. They do rent land to manufactured homeowners; however, they aren’t responsible for covering the home or its content. Therefore, it may be challenging to find a broker who would show interest in these little yet significant coverages.
Due to many brokers’ unavailability in this specific insurance program, we have taken it upon ourselves to deliver. We help protect your mobile home park business from liability lawsuits with different coverage options. Our services go thus:
A mobile home park owner must understand that they are responsible for every amenity provided not to face unnecessary lawsuits. Some of the properties that can be insured include;
If you don’t insure most of these things, you could be held responsible later. For instance, damage caused by faulty sewage or drain is yours to bear; if you don’t get insurance on them, you could be spending more than you bargained.
Standard Commercial Insurance and Mobile Home Park Insurance Policies are alike, yet different in many aspects. For one, the former doesn’t cover unique properties, which means there is a lot to do for mobile homeowners. Moreover, mobile home parks are high-risk because it accommodates different people – a large number, every year; thus, you should expect increased liability lawsuits. It gets even worse if you have sensitive amenities like a swimming pool, playground, or a facility that houses pets.
Clopton Capital wouldn’t like you to insure with us because we want you to; you should because you will be doing yourself a great deal of good. Mobile Home Park Insurance is essential if you don’t want to bear losses from the business. Give us a call today, and let’s protect your business together.
From liability claims to property damage and employee risks, mobile home park insurance safeguards your investment and ensures peace of mind. Contact us at 866-647-1650.
Coverage may include liability, property structures, employee risks, utility lines, signage, roads, and park-owned vehicles.
Generally, homeowners are responsible for their homes and contents; the park insurance covers common areas and park-owned property.
Yes. If you employ staff for maintenance, security, or administration, workers’ compensation protects against work-related injuries or illness.
Yes. Auto liability protects park-owned vehicles and employees using personal vehicles for park operations.
This coverage protects against claims from employees related to harassment, wrongful termination, or workplace discrimination.
Chicago based Clopton Capital is a national commercial mortgage broker dedicated to matching borrowers interested in multifamily, industrial, commercial, & mixed-use real estate to lenders aligned exactly with their needs for asset-backed funding.
Commercial Insurance Products are offered through Clopton Insurance Services, LLC.
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