Home / Commercial Bridge Loans

We Offer Commercial Bridge Loans Nationwide

Are you looking for a bridge loan that exactly suits your requirement?

You are exactly in the right place because Clopton Capital offers the most competitive commercial bridge loan options in the country.

Our team of experts is committed to providing you with the best-fit solutions to fund your property.

Our bridge loan programs start at $1,000,000 and go up from there. While most of our volume happens between $1 – 50 million, we can do larger loan amounts.

We are typically able to get up to 80% of as-is value and up to 85% of cost. Leverage will vary depending on the strength of the deal and property type.

Our capital sources offer fixed and floating rate bridge loan rates, most often rates are quoted over Libor.

Interest only payments are standard in bridge lending.

Our lenders offer short term financing up to 60 months with extensions, however most commercial bridge loans will be for much shorter periods.

Most of our loans will be non-recourse, however some loans may require elements of recourse due to additional risks involved.

Commercial Bridge loans are flexible financing structures that can handle virtually any lending scenario.

Why choose Clopton Capital for bridge loans?

Here is exactly why people choose us for commercial bridge loans

✓ We deal in loans ranging from $ 1 million and go up from there.
✓ Our interest rates are very reasonable.
✓ Our services can be availed nationwide.
✓ Our processes are easy and hassle-free.
✓ Our bridge loans cover all the real estate classes.
✓ We are one of the most renowned commercial mortgage brokers.
✓ Our Advisory Services will help you decide the best-fit lending options.

And guess what? We have the ability to close the deals within a short period of time. It is that simple.

So, what are you waiting for? Fill out the contact form or simply call us at 866-647-1650 to discuss commercial bridge lending scenarios.

Bridge loanAbout Clopton Capital

Clopton Capital is one of the leading commercial mortgage brokers in the United States and is backed by professionally trained and experienced commercial real estate loan brokers. We have closed deals topping several $ billion over the last 10 years. Our mortgage rates are the most competitive in the industry. Check our mortgage rates calculator to find yourself a good deal.

Clopton Capital offers the most competitive bridge financing options for multifamily and real estate nationwide. We are unique in the way that we offer diverse and flexible commercial bridge loan options to our clients. This is possible because we are backed by the most competitive commercial real estate loan brokers.

Our products are sourced from private debt funds, banks, life-cos, credit unions, and private equity.

Our deep industry knowledge and strong reputation are some of the key reasons why we are one of the leading commercial brokers in the United States.

What is a Bridge Loan?

If you are unaware of commercial bridge loans, let us educate you.

A bridge loan is a short-term loan that is used as temporary financing until a permanent loan is in place. The working capital is made almost immediately so as to clear the existing obligations.

The bridge loan has to be repaid within a year and interest rates are comparatively higher than a common commercial loan. Therefore, it becomes really important for the borrower to choose a lender who can provide reasonable interest rates.

We at Clopton Capital offer low-interest rates and provide exactly what our clients need.

You can learn more about bridge loans from our blog page.

What are some of the bridge loan lending scenarios?

Given below are some of the bridge loan lending scenarios

✓ Renovating and flapping a property.
✓ Rehabilitation of a multi-unit dwelling.
✓ Financing the down payment for a property by creating the second mortgage.
✓ Raising fast capital for acquisitions.
✓ Funding a sudden business expenditure.

At Clopton Capital, our team will provide you flexible financing solutions that can handle any lending scenario.

What are the benefits of a Bridge Loan?

Given below are the key reasons why a bridge loan is beneficial for your business.

✓ It helps in raising capital for early acquisitions.
✓ Bridge loans are fast and convenient.
✓ Bridge loans are mostly non-recourse.
✓ It keeps your business working.
✓ It takes less time to qualify for bridge loans.

Clopton Capital is a commercial mortgage broker focused on clients who need bridge loans for investing and developing commercial properties. Be it cities, towns, and rural areas; our bridge loan services can be obtained nationwide.

The key benefit of choosing us as your bridge loan partner is that we are backed by some of the most competitive commercial mortgage lenders in the market. Unlike traditional banks, we are able to offer the most flexible bridge loan scenarios to our buyers.

Further, our clients are able to secure the most competitive loan rates from us.

FAQs

What is the loan amount?
We typically deal in bridge loan amounts ranging from $ 1 million and go up from there. Yes, it is possible to do a larger amount with us.

Who can receive a bridge loan from us?
We provide a bridge loan to all property types like Multifamily, Office, Retail, Industries, Hotel,

What is the percentage LTV allowed?
We are typically able to get up to 80% of the as-is value and up to 85% of the cost. Leverage will vary depending on the strength of the deal and property type.

What are the different interest rate options offered by Clopton Capital?
Our capital sources offer fixed and floating rate bridge loan rates, most often rates are quoted over Libor.

What payment schedule is allowed?
Interest-only payments are standard in bridge lending.

How long is the bridge loan term?
Our lenders offer short-term financing up to 60 months with extensions, however, most commercial bridge loans will be for much shorter periods.

Will the loan be recourse or nonrecourse?
Most of our loans will be non-recourse, however, some loans may require elements of recourse due to additional risks involved.

Which bridge loan lending scenario do we typically deal in?
Commercial Bridge loans are flexible financing structures that can handle virtually any lending scenario.

Some of our Bridge Loan Examples

Case 1:

About Client: A client looking to build a retail center in central Illinois.

Client Requirement:

1. The client was in urgent need of refinancing. He had to clear an $8 million maturing commercial property loan for his retail center.
2. Additionally, the center had a large space that was on a rolling lease. The lease term couldn’t be extended prior to the loan maturing.
3. Due to this complex situation, the client was unable to secure a permanent loan and finance his LLC-held investment.

Our Solution: Our mortgage brokers were able to arrange a 24 month, non-recourse interest-only commercial bridge loan.

Outcome: Our client was able to complete the lease roll for his problem area. The property was stabilized and the client qualified for a permanent loan.

Case 2:

About Client: The client was a part of an investor-partnership structure, looking to develop an apartment building in San Antonio

Client Requirement:

1. The client was looking for an acquisition and rehab bridge loan (interest only with non-recourse) for the apartment building deal.
2. The client wanted enough time so that he could stabilize his property and apply for a permanent loan.

Our Solution: Our mortgage brokers were able to arrange a 24 month, $5.5 million non-recourse commercial bridge loan.

Outcome: Our client was able to achieve 75% of stabilized value in acquisition and rehab dollars. As a result, the client was able to meet his partnership objectives quickly.

Do you want to learn how to get a commercial loan in San Antonio? Check our blog page.

Case 3:

About Client: A Seattle-based borrower immersed in a trust structure.

Client Requirement:

1. The client was looking to secure a bridge loan aimed at exiting out of $8 million commercial first mortgages maturing together for 4 investment properties.
2. The trustee needed enough time to decide if the properties were to be sold or refinanced.

Our Solution: Our mortgage brokers were able to arrange a 24 month, interest only with a non-recourse bridge loan.

Outcome: The trust was able to get additional time to figure out a long-term strategy for the property.

Are You Looking for a Bridge Loan?

It’s very easy to get. Simply, fill out the contact form or call us at 866-647-1650. Our experts will help you discover the best-fit bridge lending solutions after which you can get a fast commercial bridge loan. Tell us about the loan amount, property type, location, and the desired period, our team will quickly provide you the quote.

It is very easy to get bridge financing from us and that too in a very short duration. Our processes are hassle-free and our loan rates are reasonable. You simply need to fill out one mini-application and our team will do the rest.

Contact Us - 866-647-1650