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Commercial Mortgage Rates

Any investor looking to finance commercial property must ask themselves two important questions:

  • What are the current loan rates?
  • What can affect them in the future?

Seasoned commercial mortgage brokers at Clopton Capital offer the most competitive commercial mortgage loans in the country.

Below are the current mortgage rate ranges:

Multifamily Fixed Rate LoansLow RangeHigh Range
5 year 2.75%3.40%
7 year 3.00%3.65%
10 year3.15%3.80%

Multifamily property loan terms:

  • Up to 80% loan to value for acquisitions and refinances
  • Up to 35 year amortizations
  • Interest only periods available
  • Cash out available
  • non-recourse & recourse options
  • Flexible prepayment penalties
Commercial Fixed Rate LoansLow RangeHigh Range
5 year 3.00%3.75%
7 year 3.25%4.00%
10 year3.50%4.25%

Commercial property loan terms:

  • Up to 75% loan to value for acquisitions and refinances
  • Up to 30 year amortizations
  • Interest only periods available
  • Cash out available
  • non-recourse & recourse options
  • Flexible prepayment penalties
Bridge Loan RatesLow RangeHigh Range
Multifamily3.85%7.35%
Commercial 4.35%7.85%

Bridge loan terms:

  • Up to 85% loan to cost for acquisitions and refinances
  • Interest only
  • Cash out available
  • non-recourse & recourse options
  • Proceeds used for transitional strategies, quick closings, situations where traditional lenders cannot close

CLOPTON CAPITAL PROVIDES CURRENT COMMERCIAL MORTGAGE RATES FOR ALL TYPES OF REAL ESTATE OWNERS

Clopton capital provides commercial mortgage loans for:

  • Private Investors
  • Small/Middle Real Estate Entities
  • Family Offices

Further, you will find our current commercial real estate loan rates are useful for negotiating

And yes, don’t forget about Bridge loans (read about it here: https://cloptoncapital.com/bridge-loans/).

Commercial Mortgage Rates

Why choose Clopton Capital?

Clopton Capital is one of the leading commercial mortgage brokers in the United States and is backed by professionally trained and experienced commercial real estate loan brokers. We have closed deals topping several $ billion over the last 10 years. Here are the benefits of working with us:

  • Our rates are attractive.
  • We deal in high value transactions ranging from $1 million to $40 million.
  • We are backed by the most competitive commercial mortgage lenders.
  • We operate and provide services everywhere in the United States.

 

Which real estate categories can benefit from our commercial loan interest rates?

The posted current commercial loan interest rates above apply typically to the following real estate categories:

What determines Commercial Leveraging Finality?

The posted mortgage loan rates are very important guidelines. However, one should not interpret these rates as an offer to loan.

Why? The simple answer to this question is that fixed rates and variable rates are hugely deviating items. In other words: they depend on several factors.

Here are some of the several factors that determine the commercial mortgage rates:

  • Bank or credit union
  • line-of-credit
  • broker network
  • debt type
  • repayment option
  • loan term option

Further, an underlying assumption of all rates as provided is application to a commercial mortgage at 75% LTV. Naturally, lower LTV generally demands lower commercial mortgage rates.

Bottom line : The index rates are dynamic and rely on several factors. You need a professional broker to guide for commercial real estate loans.

Once again: Our tables reflecting current index rates and spreads apply for “today” as we see them and they should be regarded strictly as a guideline.

We will cover more about why you need a professional broker as a guide for commercial real estate loans in the rest of this article.

Key Drivers of Commercial Mortgage Rates

  • Inflation: Inflation simply means rise in price level in an economy over the period of time. Principle and interest rate rise and fall in sympathy with inflation. In other words,  higher the inflation rate, higher are the mortgage rates.
  • GDP: Gross Domestic Product readings are another core driver of interest rates. Higher perceived growth can lead to higher interest rates as it pressures inflation and demand for capital. Conversely, as it contracts, you should see interest rates go down.
  • Employment Data and Payroll: A tight labor market  invariably leads to an increase in hourly wages, seen as inflationary. This would pressure interest rates upwards across the yield curve. On the other side of the coin, higher unemployment and lower payroll wage numbers push rates down.
  • Commercial Mortgage Rate Spreads: Commercial Mortgage Rate Spreads are another core driver of interest rates. Spreads are determined in the main by supply/demand for capital and risk. As the supply of capital goes up, the lower spreads will be and as the demand for capital goes up, the higher spreads will be .Learn more about current commercial mortgage rates.

Why Choose a Professional Broker to Review Current Commercial Real Estate Loan Rates?

Here are some of the reasons you need a professional broker:

1. Best financing terms and commercial mortgage rates available

As discussed, the Interest rate movement and predicting its direction is extremely complex. Putting trust on professional brokers like Clopton Capital will ensure that right adjustments are made and the clients get the most attractive commercial loan rates in the industry.

2. A Renowned Mortgage Broker is backed by the Most Competitive Lenders

A renowned mortgage broker has longstanding relationship with the competitive mortgage lenders. At Clopton Capital, we waste no time in negotiating the best rates from an array of lenders ready to support your project.

3. A Reliable Professional Broker is Known Nationwide

Quality and Reliability is the key to satisfy customers and therefore, investors trust the most reliable brokers. At Clopton Capital, we cover every US city, town and rural region connecting your partnership, trust, corporation, LLC, Delaware Corporation, or estate – even foreign nationals – to refinancing capital, construction financing, office building funding, and equity lines of credit options as the case may be. Our reliability is the reason why we are known nationwide.

Commercial Mortgage Rates
Current rates

Need a Commercial Mortgage Loan Right Now?

It’s very easy. Simply, fill out the contact form or Call us at 866-647-1650. Our professionals will make finding the best commercial mortgage very easy. Simply tell us the loan amount, property type, location and the desired period, our team will quickly provide you the quote.

Did you know that finding a commercial loan lender is very easy with us? The reason: we are backed by some of the most competitive commercial mortgage lenders. You simply need to fill out one mini application and our team will do the rest.

Contact Us - 866-647-1650

    We’re able to quickly provide current commercial mortgage rates for any loan inquiry when given the loan amount, property type, loan to value, and desired fixed period. To get a soft quote on any commercial mortgage, simply fill out the contact form.

    When requesting your quote, be sure to include the following information:

    Loan amount

    Property type and location

    Property value

    Desired fixed period and amortization