If your business is in the market for a commercial real estate (CRE) loan, you have plenty of options. But as with any loan, it’s important to do your homework to find the best deal.
One option is to go through a traditional lender such as a bank or credit union. However, because CRE loans are typically larger and more risky than other types of loans, these lenders can be choosy about who they approve. Another option is to work with a specialty lender that focuses on CRE loans. These lenders typically have more relaxed approval criteria and can offer competitive interest rates.
Clopton Capital helps transparently connect you with a range of recourse and non-recourse lenders, offering everything from full term loans to remodel loans with beneficial timelines, amortization, and mortgage payments throughout the USA. If you’re looking to request a deal with a trusted mortgage lender in commercial real estate with great rates, we’ll help you appraise the property and serve you with our result-oriented approach to commercial real estate.
When shopping for a CRE loan, it’s important to understand the different types of financing available. The most common types of CRE loans are:
- Mortgages: A mortgage is a loan used to purchase property. The lender holds a security interest in the property until the loan is paid off.
- Lines of Credit: A line of credit is similar to a credit card. It’s a revolving loan that allows you to borrow up to a certain limit, and you can draw on it as needed.
- Term Loans: A term loan is a lump-sum loan that must be repaid over a fixed period of time, typically five to seven years.
- Commercial Mortgage-Backed Securities (CMBS): CMBS are loans that are securitized and sold to investors. This means that the risk is spread out among many different investors
Commercial Real Estate Loans From Clopton Capital
Clopton Capital is a leading originator of commercial real estate financing. We have helped thousands of borrowers find the right type of financing to fit their project’s needs.
Whether you are looking for a construction loan, an acquisition loan or any other kind of CRE financing, our experts will sit down with you to learn about your goals and determine the best possible solution.
Areas We Work With
Wondering what commercial real estate financing options are available? We specialize in financing CRE projects in the following areas:
If your business is located in one of these areas, we can help you find the right loan to fit your needs with loans for commercial real estate.
For more information, please visit our website or give us a call today. We would be happy to answer any questions you have.
Clopton Capital is a leading broker of commercial real estate loans. We have helped thousands of borrowers find the right type of financing to fit their project’s needs.
How To Get The CRE Financing At Clopton Capital?
To obtain the commercial real estate financing at Clopton Capital, contact us and we will provide you with a free consultation. We will review your business’s credit history and financial statements to determine if we can offer financing.
Submit An Application
Clopton Capital has the experience and expertise to determine if our borrowers are a good fit for financing. We have competitive rates, flexible terms and fast closings. To learn more about your financing options, please submit an application today.
When you are approved for a CRE loan, the terms will be finalized. This includes the interest rate, loan amount and length of the term. You should also be aware of conditions that will affect the loan, such as how many of your properties are mortgaged.
Gather Any Financial Documentation Needed
Before applying for your commercial real estate loans, you should gather the financial documents necessary to determine your business’s creditworthiness. This includes bank statements, tax returns and profit-and-loss statements.
Get The Loan
Once you have submitted all of the required documentation, the loan will be reviewed by our underwriters. If everything is in order, the loan will be approved and you can move forward with your project.
Requirements For Getting A Loan
The requirements for commercial real estate loans are not as strict as traditional loans. Generally, you must have a minimum of six months in business and be able to provide personal financial statements for yourself and other key employees. You will also need proof of all sources of income, including tax records and bank statements.
Each loan has its own set of requirements based on the type of financing that is sought. Commercial mortgages require more documentation than lines of credit or term loans. Lines of credit may require hefty down payments, while some long-term loans can be obtained with no money down at all.
Commercial Real Estate Loans That We Offer
Clopton Capital offers a variety of commercial real estate loans. We work with clients in all kinds of industries, from retail to hospitality to healthcare. There are several different types of financing that can be obtained based on the type of building you wish to finance and other factors.
Clopton Capital also offers SBA loans. The Small Business Administration provides low-interest rate loans to businesses that may not qualify for traditional financing. To learn more about our SBA products, please visit our website or give us a call today.
Permanent loans are the most common type of CRE financing. This type of loan is used to purchase or refinance a property that will be used for commercial purposes. The term of a permanent loan can range from five to 30 years, and the interest rate is usually fixed.
Hard Money Loans
Hard money loans are a type of short-term funding loan that is used to finance a property that is in the process of being sold or refinanced. The interest rate on a hard money loan is usually higher than a permanent loan, but the terms are much more flexible.
Bridge loans are a short-term type of financing that is used to provide cash during a transition period. This can be a transitional time for the business, such as when it is moving locations, or after receiving an offer on one property but before receiving an offer on another.
A blanket loan provides temporary financing for several properties. This allows the borrower to access multiple assets at one time. When each property is sold, usually the finance is paid off and a new one is taken out on the next asset.
What Sets Clopton Capital Apart?
Clopton Capital provides commercial real estate loans for both business owners and investors. We work with clients for nationwide CRE financing and CRE investment financing, including small businesses, corporations and property managers.
Clopton Capital is a top commercial real estate lender and we pride ourselves on our transparency. We believe that business owners should know exactly where they stand with their loan payments, which is why we offer flexible payment plans and fixed interest rates.
Best In Class Of Customer Service
Our team of experts have years of experience in the commercial real estate industry. We are here to guide you through the entire process, from application to closing. We understand that different borrowers have different needs, which is why we offer a variety of products.
We understand that as a borrower, you are investing in your business. That is why our commercial real estate loans are not only affordable but reliable. We have done millions of dollars worth of transactions and have never filed for bankruptcy or lost a deal because we couldn’t close on time.
Start The Application Process Now
Are you ready to work with Clopton Capital? The first step is to fill out an online application. Our team of experts will contact you shortly after receiving your application, and we can answer any additional questions you may have.