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Mobile home park financing provides investors and property owners with flexible capital solutions to acquire, improve, refinance, or expand manufactured housing communities nationwide.
Work with Clopton Capital, a top commercial mortgage broker, offering tailored financing solutions for mobile home park (MHP) investors across the USA. Whether you are acquiring, refinancing, cashing out, or funding renovations, our nationwide lender network ensures flexible terms to match your investment goals.
Wondering how to finance a mobile home park? With our mobile home park financing expertise, we guide you every step of the way as you secure funding for new home investments in mobile home park properties across the nation.
Throughout the USA, the advantage of buying a mobile home park far outweighs the commitment required. It provides a permanent foundation for your real estate vision, with low or high LTV, manageable mortgage payments, and more. And with Clopton’s access to lenders and credit unions, your mobile home park financing investment will be in the right hands. Plus, get the financing structure, down payment, and mortgage that’s right for you—regardless of your market niche.
Mobile home parks provide strong income potential with relatively stable occupancy and operational costs. Proper financing allows investors to:
Maximize leverage while maintaining cash flow
Upgrade infrastructure and improve tenant experiences
Fund acquisitions, expansions, or value-add projects
Access flexible loan structures suited to your property and investment strategy
Clopton Capital offers flexible financing solutions tailored to mobile home park investors, including:
Acquisition Loans: Purchase mobile home parks nationwide with structured terms.
Refinance Loans: Reduce debt service, restructure existing loans, or extend terms.
Cash-Out Loans: Unlock equity for improvements, expansions, or new investments.
Rehab / Construction Loans: Fund upgrades, infrastructure improvements, or development projects.
Loan Types: Fixed-rate, floating-rate, recourse, non-recourse, and CMBS options.
LTV: Up to 75% for commercial and up to 80% for multifamily MHC properties.
Terms: Up to 30 years with interest-only options available.
To streamline your loan process, ensure you have:
Property Information: Address, current occupancy, number of lots, rent roll.
Financial Statements: Owner’s income statements, balance sheets, tax returns.
Operating History: Expense reports, maintenance records, utility costs.
Borrower Information: Legal entity documents (LLC, Corp, Trust) and personal guarantees if required.
Loan Purpose: Acquisition, refinance, cash-out, or rehab plan.
Appraisal & Inspection Reports: Market valuation and property condition.
Supporting Documents: Existing mortgage statements, insurance certificates, environmental reports.
Having these items ready helps lenders make faster decisions and increases your chances of securing the best terms for your mobile home park financing.
Nationwide coverage means wherever your project is, we can help you achieve your vision.
LTV: 75% commercial, 80% multifamily
Term Length: Up to 30 years
Amortization: Up to 30 years; interest-only options available
Recourse: Non-recourse and recourse options available
Flexible Loan Structures: Designed to fit acquisition, refinancing, cash-out, or rehab projects
No matter where your mobile home park is located, Clopton Capital can connect you with lenders across all US markets. Our nationwide access ensures you get competitive, tailored financing to match your property type and investment goals.
Here are a few examples of Clopton deals in the realm of mobile home parks.
A borrower acquired a 120-lot mobile home park in Florida. We structured a 75% LTV, non-recourse loan with a 10-year term, 2 years interest-only, and 30-year amortization thereafter. The borrower preserved cash flow and expanded operations with no personal guarantee
An investor refinanced a 200-lot park in Texas to fund infrastructure upgrades and new lot development. We arranged a 70% LTV cash-out loan with interest-only payments for the first 3 years, providing flexibility to implement the value-add plan.
A corporate client owned multiple mobile home parks across the Midwest. We coordinated a portfolio loan combining recourse and non-recourse options, allowing the client to refinance several properties simultaneously while unlocking over $5M in equity for reinvestment.
Access tailored financing options nationwide to acquire, refinance, or improve your mobile home park investments. Contact Us – 866-647-1650
Generally, a 30-year term or 15-year term is standard for mobile home park loans.
Yes, your loan can depend on the home type and your plans for it.
Chicago based Clopton Capital is a national commercial mortgage broker dedicated to matching borrowers interested in multifamily, industrial, commercial, & mixed-use real estate to lenders aligned exactly with their needs for asset-backed funding.
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