CRE Loans

CRE loans provide commercial property investors and business owners with financing solutions to acquire, refinance, or expand income-producing real estate assets, helping maximize returns and growth.

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Commercial real estate property eligible for CRE loans

Nationwide CRE Loans

Looking for CRE loans? Clopton Capital provides nationwide commercial real estate financing tailored to acquisitions, refinancing, construction, or property improvements. Our broad lender network ensures access to flexible loan programs for multifamily, retail, office, industrial, hospitality, and healthcare properties.

Why Choose Clopton Capital for CRE Loans?

  • Nationwide Access: Financing options across all U.S. markets.

  • Flexible Programs: Recourse and non-recourse loans, fixed or floating rates, tailored to your property type and investment goals.

  • Transparent Terms: Clear loan documentation and no hidden fees.

  • Expert Guidance: Dedicated brokers help you select the right loan type and structure for your project.

To obtain the commercial real estate financing at Clopton Capital, contact us and we will provide you with a free consultation. We will review your business’s credit history and financial statements to determine if we can offer financing.

CRE Loans Programs Offered

Clopton Capital provides a variety of commercial real estate loan programs:

  • Acquisition Loans: Finance the purchase of commercial properties.

  • Refinance Loans: Restructure debt, reduce payments, or access equity for reinvestment.

  • Cash-Out Loans: Unlock property equity for expansion or improvements.

  • Construction & Rehab Loans: Fund new builds or renovations of commercial properties.

  • Permanent Loans: Long-term financing with predictable repayment schedules.

  • Bridge Loans: Short-term financing to bridge gaps between transactions.

  • Blanket Loans: Finance multiple properties under one loan for portfolio management.

  • SBA Loans: Low-interest loans for small businesses or properties that may not qualify for traditional financing.

  • Hard Money Loans: Short-term, flexible funding for transitional property needs.

How CRE Loans Work

  • Submit an Application: Provide your business and property details to Clopton Capital.

  • Review Terms: Discuss loan structure, interest rates, amortization, and recourse options with our brokers.

  • Gather Documentation: Include financial statements, tax returns, property appraisals, and legal entity documents.

  • Loan Approval & Funding: Once underwritten, your loan is finalized and funded to support your property acquisition, refinance, or construction project.

Typical CRE Loans Requirements

  • Minimum of six months in business

  • Personal and business financial statements

  • Proof of income (tax returns, bank statements)

  • Creditworthiness documentation

  • Property information and appraisals

Requirements vary depending on loan type and property, whether it’s a term loan, line of credit, or mortgage.

Types of Properties Financed

  • Multifamily apartment buildings

  • Retail shopping centers

  • Office buildings

  • Industrial and warehouse facilities

  • Hotels and hospitality properties

  • Healthcare facilities

Real-World CRE Loans Examples

Case Study 1 – Acquisition:

A borrower acquired a $9.5M industrial property. Clopton structured a 75% non-recourse loan with 2 years interest-only, transitioning to a 30-year amortization.

Case Study 2 – Refinance & Cash-Out:

An office building in Kentucky needed refinancing. Clopton arranged a 5-year fixed-rate loan with no prepayment penalties, protecting the borrower from rate increases while providing liquidity.

Case Study 3 – Portfolio Financing:

A multi-property portfolio totaling $16.5M in Indiana was refinanced with cash-out. Clopton structured the loan with a 10-year fixed rate, non-recourse, delivering over $6M in available funds.

Owner-operators securing commercial mortgages for commercial properties

Get Your CRE Loan With Clopton

Access tailored commercial real estate financing to acquire, refinance, or improve properties nationwide. Contact Us – 866-647-1650

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CRE Loans FAQ

Can You Get A Commercial Real Estate Loan With No Money Down?

It is possible to get a commercial real estate loan with no money down, but it depends on the situation. Typically, you will need to have a strong credit score and good financial history.

The interest rate on a commercial real estate loan is usually fixed, but it can vary depending on the situation. Factors like your credit score and financial history could affect whether you qualify for a fixed or variable interest rate.

During the term of a commercial real estate loan, you will usually have to pay both interest and principal. However, there are some mortgages that offer interest-only payments for a certain amount of time.