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At Clopton Capital, we specialize in helping commercial property owners optimize their tax benefits through cost segregation. Our expert team identifies opportunities to accelerate depreciation deductions, improving cash flow and reducing your taxable income.
We’ve partnered with ABGi, a leader in cost segregation studies, to provide you with the best solutions. To get started, complete the client intake questionnaire here: Cost Segregation Client Questionnaire.
Cost segregation is a strategic tax planning tool that reclassifies certain components of a commercial property into shorter depreciation periods (5, 7, or 15 years instead of the standard 39 years). This allows property owners to claim larger deductions earlier, freeing up capital for reinvestment.
Increase Cash Flow: By front-loading depreciation, you free up cash that can be used for expanding your business or investing in new opportunities.
Reduce Tax Liability: Lower your tax burden by accelerating deductions and deferring tax payments.
Asset Reclassification: Separate qualifying building elements such as lighting, flooring, and exterior improvements for faster depreciation.
Unlock Hidden Savings: Many commercial property owners overlook valuable depreciation opportunities—our experts ensure you maximize every available benefit.
If you own or invest in commercial real estate, a cost segregation study can provide significant financial advantages. This includes:
Office buildings
Retail spaces
Industrial facilities
Apartment complexes
Hotels and hospitality properties
Mixed Use Commercial
Self Storage
Special Use
Currently, the interest rates for investment loans for real estate are around 5%. This is a great rate for those looking to invest in a property. Keep in mind that the interest rate may change, so be sure to check with a lender to get the most up-to-date information.
Loans for investment property can be used for the purchase of commercial, industrial, and multi-family residential properties.
The main difference between an investment property loan and a residential one is that the former requires more cash down. By contrast, it’s easier to qualify for loans on owner-occupied homes with only 20% or even less required upfront.
It’s often wise to invest in duplexes and triplexes because they provide the fastest return on investment (ROI). The ROI can be as high as 50% annually. Houses also make for good investments, but they tend to be more expensive and take longer to sell, so rent houses out rather than buy them. Conventional houses, purchased with conventional loans generally, are best for holding onto for long periods of time because their low down-payment rates make them easier for people without much income.
When searching for a property to invest in, always look for areas that are growing. You can also ask your real estate agent about developing trends in the area where you’re interested in investing. Another thing to take into account is how much money you’ll need up front. Many people mistakenly think that all investments require a lot of money down, but this isn’t always true. In fact, there are some lenders who will give you an investment property loan with only three percent down. So if you have been thinking about investing in real estate, now may be the perfect time!
Chicago based Clopton Capital is a national commercial mortgage broker dedicated to matching borrowers interested in multifamily, industrial, commercial, & mixed-use real estate to lenders aligned exactly with their needs for asset-backed funding.
Commercial Insurance Products are offered through Clopton Insurance Services, LLC.
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