Category: Blog
Post

Commercial Mortgage Rates Update

Long term interest rates are still sitting near all time lows since the huge declining trend in rates starting at the beginning of the year. The yield curve currently has somewhat of a shallow “U” shape to it, with 2 year treasury rates sitting at 1.54%, 5 years at 1.43%, and 10 years at 1.56%....

Understanding Mezzanine Financing Real Estate Loans
Post

Understanding Mezzanine Financing Real Estate Loans

We get it— the world of real estate financing and investing is filled with what seems like hundreds of confusing terms for different loan types. It can be frustrating trying to keep them all straight, particularly when an ‘expert’ starts throwing these terms around as if you should already be expected to understand each of...

CMBS Loans and How They Work
Post

CMBS Loans and How They Work

If you’re in the market to purchase commercial property and are in need of the funds to make it happen, you’ve likely been researching every type of loan in the book. It can be a confusing process, with a wide range of different loan types, structures, providers, and servicing styles—how do you know which one...

How Non-Recourse Loans Bring Big Advantages to Borrowers
Post

How Non-Recourse Loans Bring Big Advantages to Borrowers

By now you’ve probably noticed that there are dozens of loan types when it comes to securing funding for a commercial real estate property project. Whether you’re purchasing land for the sake of developing on it, rehabbing an existing property, or building a property from the ground up—you need funding. Most investors turn to commercial...

How Does Joint Venture Real Estate Financing Work?
Post

How Does Joint Venture Real Estate Financing Work?

In the world of real estate and commercial property financing, there’s one style of acquiring capital that’s in a category of its own—joint venture real estate financing. So how exactly does this unique structure to acquiring capital work, and how can you apply it effectively to your own goals to boost your chances of success?...

Understanding Preferred Equity in Real Estate
Post

Understanding Preferred Equity in Real Estate

If you’ve spent much time in the world of real estate development, you’ve likely heard about the term ‘preferred equity,’ particularly in relation to funding real estate projects. But what exactly is preferred equity real estate financing? What are the pros and cons of preferred equity investments? And what do lenders look for in preferred...

Why is Understanding Commercial Mortgage Rates Important
Post

Why is Understanding Commercial Mortgage Rates Important

Commercial mortgage is typically a loan that you get for your business in order to purchase or acquire a commercial property. Compared to residential mortgage it differs in several ways; The loan to value ratio may be higher for residential mortgage than commercial mortgage. The interest rate on residential mortgage is also lower than that...

How to Get an Apartment Commercial Loan
Post

How to Get an Apartment Commercial Loan

Owning or if you are considering purchasing an apartment building (multifamily building) can be a high-maintenance undertaking that can be even more complicated without appropriate financing. You need to find the right lender to obtain a commercial loan to finance your apartment building. Unlike conventional mortgages, commercial loans vary  in rates, terms, fees and overall...

How DIP (Debtor in Possession) Financing Works
Post

How DIP (Debtor in Possession) Financing Works

The Debtor in Possession Financing (DIP), is kind of financing for companies that are having troubles with cash flow and facing bankruptcy. It is different from other methods of financing since it is given priority over existing equity, debt and any other claim. Debtor in Possession Financing however, cannot be used freely by companies. It...

Complete Q&A Guide: Commercial Mortgage Bridge Loans
Post

Complete Q&A Guide: Commercial Mortgage Bridge Loans

This article presents all of the variety of frequently answered questions about commercial mortgage bridge loans– especially for the reader to have a clear picture on what the above subject is all about. Q1. What is a Bridge Loan? Bridge loans are applicable as a means of short- term finance, or when instant bulky cash payments...

Can I Get a Mortgage for a Commercial Property?
Post

Can I Get a Mortgage for a Commercial Property?

What types of commercial mortgages can I apply for? Understanding how Commercial Mortgages Work and commercial mortgage requirements- here are some professionally driven answers. Applying for a commercial mortgage can be a frustrating and stressful exercise, especially when dealing with traditional banks still gun-shy so many years after the leverage crisis that triggered the 2007 big...

How to Refinance a Commercial Mortgage?
Post

How to Refinance a Commercial Mortgage?

  In the current economic status, so many people are refinancing their commercial mortgages. This is because businesses or commercial entities see it as an avenue to clear their current loan and get some financial freedom while others see it as a chance to inject the money into new projects that will probably generate additional...

What Are Non Recourse Loans and How Do They Work?
Post

What Are Non Recourse Loans and How Do They Work?

If you have ever searched for a commercial loan, you might have come across two different types of loans, secured and unsecured loans. Unsecured loans often come with a higher interest rate but they work without collateral. Secured loans need collateral to reduce the lender’s risk and borrowers need to pay a lower interest rate...

How Commercial Mortgages Work?
Post

How Commercial Mortgages Work?

Applying for a commercial mortgage can be a frustrating and stressful exercise, especially when dealing with traditional banks still gun-shy so many years after the leverage crisis that triggered the 2007 big national recession. Can I get a mortgage for a commercial property? According to the Mortgage Bankers Association’s newly released 2019 Commercial Real Estate...

What Is a Construction Loan?
Post

What Is a Construction Loan?

A construction loan is more specific type of a loan designed for construction that has interests reserves, and the repayment ability is accomplished when the project is built. The loan enables a new home to be built through a duration of construction itself. Once you have secured your loan, the money lender will be paying...

Commercial Real Estate Property In San Diego
Post

Commercial Real Estate Property In San Diego

A commercial real estate portfolio is a collection of different investment assets that are held and managed to achieve a financial goal. However, growing a commercial property portfolio in San Diego can be challenging, yet many investors are creating extraordinary wealth through property. You can expand your commercial real estate portfolio by leaps if you...

Commercial Loan In San Antonio
Post

Commercial Loan In San Antonio

How To Get A Commercial Loan To Develop Your Property In San Antonio Expanding to a new location, buying or renovating commercial real estate in San Antonio is an exciting move but at the same time challenging as much money are at stake. If you’re a property developer, landlord, or investor, there are different finance...

Factors That Affect Commercial Real Estate Loan Rates In Phoenix
Post

Factors That Affect Commercial Real Estate Loan Rates In Phoenix

Commercial real estate loan rates have steadily increased over the past few years. Given the increase in rates, it’s however essential for investors to have access to commercial real estate loan rates that they can afford. In this post, we’ll explain the definition of commercial real estate loan and cover some factors that affect the...

Commercial Real Estate Loan In Los Angeles
Post

Commercial Real Estate Loan In Los Angeles

To view more information about our commercial mortgage & bridge loan products, use the navigation at the top of the page. Purchasing commercial property in Los Angeles to either set up a new facility or expand the existing one is often a major commitment that is usually financed by a commercial real estate loan. However,...

Commercial Bridge Loans in New York
Post

Commercial Bridge Loans in New York

How Do They Work? To view our current offering, click here –> Commercial Bridge Loans Commercial bridge loans are a flexible loan method intended to provide short-term financing until a borrower can get more permanent financing, such as a mortgage or term loan. These loans are popular in some markets, including the real estate market,...

Commercial Mortgages Program Infographic
Post

Commercial Mortgages Program Infographic

Clopton Capital is a nationwide provider of commercial mortgages for acquisitions and refinances. In the infographic below you can find relevant information on our commercial mortgage programs that are available for these transactions. Our capital sources include life insurance companies, banks, credit unions, pension funds, & private debt funds. To see more about this program...