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Apartment building loans provide investors and property owners with financing solutions to purchase, refinance, or upgrade multifamily properties for long-term income and value growth.
Apartment building loans are specialized financing products used to acquire, refinance, renovate, or develop multifamily properties. These loans are tailored for investors, owner-operators, and real estate groups seeking long-term rental income and stabilized returns from multifamily assets.
Apartment building loans vary significantly depending on leverage, asset quality, sponsorship strength, and business plan. Common loan structures include fixed-rate, floating-rate, interest-only, non-recourse, bridge, and construction financing.
As a commercial mortgage broker, we arrange competitive apartment building loans nationwide through a diverse lender network including agency lenders, banks, life companies, private credit funds, bridge lenders, and HUD programs.
Our apartment building loan options support a full range of multifamily strategies including acquisitions, refinances, recapitalizations, cash-out financing, value-add renovations, and ground-up development.
Clopton Capital specializes in apartment building loans for private investors, family offices, and small to middle-market real estate ownership groups. Multifamily properties remain one of the most liquid and lender-friendly asset classes, enabling access to efficient, structured financing across capital providers.
We focus on matching the sponsor profile, deal type, and market dynamics with the most suitable loan programs available at that point in the capital cycle.
We arrange multifamily financing through multiple channels:
We work with multifamily borrowers structured as:
We support multifamily assets ranging from affordable communities to Class A urban developments. Properties with fewer than five units are considered residential and do not qualify under commercial multifamily programs.
A multifamily corporation in Minnesota sought liquidity from a stabilized apartment property held for 10+ years. Following significant appreciation, we arranged a refinance with competitive fixed terms, amortization, and no personal guarantee. Proceeds enabled the investor to redeploy capital into a new acquisition.
A partnership required a fast execution to acquire a multifamily property in Chicago under a 30-day closing requirement. We secured a bridge loan that closed within two weeks, preserving the earnest money and acquisition opportunity with efficient upfront costs and no punitive prepayment structure.
A Delaware corporation owning majority condo units sought financing to acquire remaining units and convert the asset into a unified rental building. We structured a multifamily loan recognizing existing equity and enabling the conversion, lease-up, and long-term apartment operations.
Get matched with tailored financing solutions for your multifamily property nationwide. Contact Us – 866-647-1650
Apartment building loans are financing programs designed to acquire, refinance, or renovate multifamily properties, tailored for both small and large apartment assets.
Investors, property owners, partnerships, LLCs, corporations, and family offices with multifamily holdings of 5 or more units can qualify.
Loans include Fannie Mae and Freddie Mac small balance & conventional programs, bank and life insurance loans, FHA, bridge loans, and private lender financing.
Loan amounts typically range from $750,000 up to $50 million+, depending on property type, location, and borrower qualifications.
Terms range up to 30 years, with options for interest-only payments, amortizing schedules, cash-out, acquisition, refinance, or construction financing.
Chicago based Clopton Capital is a national commercial mortgage broker dedicated to matching borrowers interested in multifamily, industrial, commercial, & mixed-use real estate to lenders aligned exactly with their needs for asset-backed funding.
Commercial Insurance Products are offered through Clopton Insurance Services, LLC.
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