Retail Shopping
Center Loans

Nationwide Shopping Center Loans in The USA

Work with the top commercial mortgage broker in the industry, offering highly competitive financing for all income-producing real estate assets nationwide. Whether you are looking to acquire, improve, cash out, or refinance, our lenders will have the most competitive rates and terms.

Whether you’re looking for a loan for shopping strip mall acquisition or wondering about shopping center loan requirements, we have you covered. We offer some of the most competitive shopping center loan rates in the industry — and the expertise to help you learn how to get a shopping center loan.

Put your business in the best position with flexible financing, an easy process to apply, and access to experts and beneficial terms you won’t find anywhere else. Borrow based on your need from our network of lenders and investors, and realize the potential of your fundraising goals. Plus, with a flexible term and the chance to access capital fast — regardless of where in the USA your project may be — Clopton Capital is the gold standard in shopping center loans.

Why Get Retail Shopping Center Loans?

When you need a retail shopping center loan, Clopton Capital is the right place to go. We specialize in developing and financing various commercial properties, such as office buildings, hotels, and shopping centers.

Clopton Capital understands that each application is unique and will provide tailored lending solutions for any project type or size. Our team of professionals can help with: acquiring land; securing entitlements; planning design and construction; providing pre-construction loans; arranging permanent capital when needed.

Shopping Center Loan Options At Clopton Capital

  • Loan amounts from $1,000,000 up to $100,000,000+
  • Up to 80% LTV first mortgage, 90% with mezz or pref
  • Fixed periods from Variable up to 30 years fixed
  • Up to 30 year amortizations, with interest only periods
  • Non-recourse with carve outs
  • Acquisition, refinance, cash out, bridge
  • All commercial property types

Acquisition

If you’ve been shopping for a loan to buy or develop a shopping center, you know it can be tough to find the right one. That’s because loans for purchasing and developing retail properties are very specialized and not many lenders offer them. But there is good news: Clopton Capital specializes in these kinds of loans and we have more than ten years of experience guiding clients through the process from start to finish.

Refinance

Retailers are making a comeback. Recent reports show that retailers have been opening more stores and hiring more employees than they have in the last two years, with some even saying it’s the best time to invest in retail since 2007.

Retailers need capital to fuel their expansion plans, and many of them can turn to Clopton Capital for financing help. We offer loan products specifically designed for shopping centers that require less documentation and take less time than other types of loans because we know you’re busy running your business.

Construction

Construction loans for shopping centers make it easier than ever to build the perfect business space where everyone will want to shop and hang out with friends and family. With Clopton Capital’s low rates on construction loans for shopping centers, there’s never been an easier way to get started building your dream! Don’t wait any longer — take advantage today!

Non-recourse & Recourse

With the right financing, you can start or expand your shopping center empire. Shops are always looking for help with financing, but one size does not fit all. That’s why it pays to do your research first before making a decision about which type of loan is best for you. There are two types of loans available: non-recourse and recourse loans. A non-recourse loan means that if the project fails, the lender has no claim on anything else in your company except what was originally borrowed–the property being developed under the terms of this agreement. If there’s a default with a recourse loan, then lenders have rights against any other assets in order to repay their debt.

Take-Out Financing

This type of loan is perfect for people looking into expanding their business without needing too much time or budgeting effort on their end because they only need to make one payment per month instead of taking care of all the details themselves. 

Bridge Loans

Bridge loans are a type of lending that can be used to help you get from point A to point B. They allow you the opportunity to borrow money for a limited period of time, typically until an existing loan is paid off or refinanced. You may also hear them referred to as “swing loans” or “gap financing.”

Bridge loans come in handy when a borrower needs funding for a short period of time while they wait on another loan application, such as commercial real estate financing, home equity line of credit (HELOC), construction project financing, and other types of property-based investments.

Properties And Types Of Loan For Shopping Center We Provide
Super-Regional Shopping Center

Clopton Capital can offer a loan for a super-regional shopping center. To find out if you qualify, you should fill out our application form. We will then send you a response within 24 hours.

Regional And Conventional Retail Shopping Center

There are two types of shopping center loans that are available to borrowers- regional and conventional. A regional shopping center loan is typically used for a center that is located in a rural or suburban area and is usually smaller than a conventional shopping center. A conventional shopping center loan is for a center that is located in an urban area and is larger than a regional shopping center.

The main difference between the two types of loans is the amount of the loan and the interest rate. A regional shopping center loan will generally have a lower interest rate and a smaller loan amount, while a conventional shopping center loan will have a higher interest rate and a larger loan amount.

Both types of shopping center loans are available to borrowers who meet the eligibility requirements.

Community And Neighborhood Strip Malls

Neighborhood and community strip malls can also take advantage of loans. You will need to consult a commercial lender or private investor. The individual that you are going to borrow from may have stricter loan criteria than a bank. They may be more lenient on repayment terms, but they’re going to have a higher interest rate as well. It’s important for you to explore the options with the person who is lending you money as not all of them charge as high as an interest rates as others.

These loans are treated as business loans, so tax deductions will apply if you open up a new storefront or have been operating for over a year now. 

How To Get The Financing?

Shopping centers are a great investment, but the upfront costs can be prohibitive. A loan from Clopton Capital is an option for financing your shopping center purchase. Shop around to find the best rates and terms for your needs. Speak with a lender to get started on securing financing today!

Shopping Center Loan Requirements

When it comes to shopping center loans, there are a few key requirements that you will need to meet in order to be eligible. The first is that the shopping center must be at least 75% leased, and the tenants must be credit-worthy. The loan amount will also be based on the value of the property, so you will need to provide a detailed appraisal.

Another important requirement is that the shopping center must be in good condition, with no major repairs needed. The loan terms will also be based on the strength of the tenant base, so it is important to have a solid mix of businesses. If you meet these requirements, then Clopton Capital can help you get the funding you need to grow your business.

Why Work With us?

It is our goal to give our clients on-demand access to the most competitive commercial mortgage lenders in the country. Our multi-billion $ of closed deals over 10 years is evidence enough of our strength in developing commercial mortgage lender relationships. Moreover, right through the process from underwriting to closing the deal, you will always be kept abreast of developments on every aspect of your transaction in keeping with the heralded Clopton policy of full transparency. And no matter if your application is big or small you’re always on the receiving end of our undivided attention to get your funding in place as quickly as possible.

Get Your Shopping Center Loan Today

Clopton (https://cloptoncapital.com) is a national commercial mortgage broker in the business of matching borrowers involved in multifamily, industrial, commercial, and mixed-use real estate to lenders suited to their needs for asset-backed funding. Needs invariably include purchasing, refinancing, or rehabbing a property. Irrespective of your direction, our commercial mortgage loan officers will connect you to the best commercial loans at the most competitive rates and easiest terms available. We work every day with private investors, small/middle market real estate entities, and family offices everywhere in the US investing through partnerships, trusts, corporations, LLCs, Delaware Corporations, estates, and even as foreign nationals.

Get A Commercial Mortgage Refinance With Clopton

Commercial mortgage refinance is a process by which the interest rate on a commercial loan is reduced. Contact Us – 866-647-1650

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Shopping Center Loans FAQ

How To Get A Financing For Retail Shopping Center?

A commercial real estate purchase is an investment that needs to be carefully considered. It’s not like buying a house or any other kind of property, because it will require more complicated loans and financing. And the more you know about shopping center loans before you start your search, the better off you’ll be in the end.

It is important to know that there are different types of loans and depending on the type of property you have or want to purchase, your loan will be customized accordingly. However, the general parameters of the loan won’t be dramatically different.

If you’re wondering whether a retail commercial loan is right for you, contact Clopton Capital today and we’ll be happy to discuss!