Finding the Best Commercial Mortgage Loan Rates
If you’re a borrower looking for the best commercial mortgage loan rates, finding the lowest commercial mortgage rates on the market can be a difficult process. After all—there are hundreds of lenders in the local market, each one touting its own loan terms as the best in the region. But an effective lender isn’t just the one with the lowest rates—experienced commercial lenders offer a combination of the lowest commercial mortgage rates alongside a deeply experienced history of commercial lending. You want to entrust the future of your business with a commercial lender that offers a depth of knowledge that goes beyond just the average commercial mortgage rates for your loan classification.
Identifying the Lowest Commercial Mortgage Rates
While identifying the lowest commercial mortgage rates can be challenging, it helps to know a little bit about how the market works and what leads rates to change. A wide range of factors can affect nationwide rates—these range from the current state of the economy to employment rates and economic inflation. All of these factors can lead to minor or major adjustments in mortgage rates.
As the market stands right now, average commercial mortgage rates range between 4.33% and 5.01%, depending on the type of loan and your specific circumstances. Please keep in mind that all figures quoted on this page are guidelines only, not a loan offer or a specific quote for your unique situation. Contact us for a more targeted range of figures.
What Determines Average Commercial Mortgage Rates
As we mentioned above, nationwide trends contribute to the current state of commercial interest rates. Inflation is a large factor, as the economy experiences a constant state of 2% inflation each year. If you’re not earning interest on your cash deposit, you could be losing that 2% of your money after each year. This is why interest rates fluctuate over time. The Federal Reserve also drives interest rates, especially short-term loan, so keep an eye on that metric as well to stay informed.
General economic growth is also a large factor. When the economy performs well, with growth trends perceived nationwide, then interest rates will rise as the demand for capital increase. In contrast, perceived economic slowdown will result in lower interest rates overall.
Clopton Capital Offers Some of the Lowest Commercial Mortgage Rates
Clopton Capital not only offers experienced lending experience and a deep well of expertise from years of commercial lending, but we also offer some of the nation’s lowest commercial mortgage rates. If you’re worried about average commercial mortgage rates keeping your business from reaching its full potential, reach out to us today to find out how we can get you where you need to go.
You don’t have to spend weeks searching for the lowest commercial mortgage rates available anywhere on the market. You’ve found them, here at Clopton Capital. Contact us today so that we can talk to you about specific rates for your situation that we can offer.
Clopton Capital—experienced lenders with a passion for delivering your commercial mortgage vision.