Clopton Capital is a national commercial mortgage broker in the business of matching borrowers involved in multifamily, industrial, commercial, and mixed-use commercial real estate to lenders suited to their needs for asset-backed funding. Needs invariably include purchasing, refinancing, or rehabbing a property. Irrespective of your direction, our commercial mortgage loan officers will connect you to the best commercial loans at the most competitive commercial mortgages rates and easiest loan terms available. We work every day with private investors, small/middle market real estate entities, and family offices everywhere in the US investing through partnerships, trusts, corporations, LLCs, Delaware Corporations, estates, and even as foreign nationals.
What are commercial mortgages?
A commercial mortgage or commercial loan is a mortgage offered in order to make a purchase of property for business purposes, as opposed to a residential mortgage which is issued to a borrower for their own personal residence.
How do commercial mortgages work?
Commercial property mortgages, also known as commercial mortgage loans or commercial real estate loans, are typically used for purchasing real property, such as malls and office buildings. A commercial loan will usually come with shorter-term commitments than a residential mortgage loan.
As someone who may be considering buying a commercial property using one of the commercial loans available from the best commercial mortgage lenders, you’ll need to know that these loans usually come with shorter-term commitments than residential mortgages and the interest rates may be higher and cost over time. Nonetheless, depending on whether you’re looking to resell your property anytime soon or not, this could actually save you money in the long run because it would give you more freedom if an unexpected opportunity arose elsewhere.
Who needs a commercial mortgage loan?
If you need a commercial property loan or a commercial private mortgage, contact our team at Clopton Capital. Clopton Capital provides different types of commercial property mortgages for commercial property owners.
Common Sources of Commercial Mortgage Financing
There are a number of commercial mortgage providers in the market. Some of the most well-known providers include Wells Fargo, Bank of America, and Chase. These providers offer a wide variety of mortgage products, including fixed-rate mortgages, adjustable-rate mortgages, and bridge loans.
Commercial mortgage programs
There are two main downsides to commercial mortgages. The first is that they’re not ideal for the cash-strapped entrepreneur because you need substantial resources upfront in order to obtain them. The second downside is that these mortgages come with much higher interest rates than residential loans.
Providers of commercial mortgages
Clopton Capital puts you in direct connection with the most trusted and established providers of commercial mortgages for small businesses and large enterprises, giving you everything you need to be successful.
Commercial Mortgage Loan Lenders
It is our goal to give our clients on-demand access to the most competitive commercial mortgage lenders and commercial real estate loans in the country. Our multi-billion dollars of closed deals in commercial real estate loans over 10 years is evidence enough of our strength in developing commercial mortgage lender relationships. Moreover, right through the process from underwriting to closing the deal, you will always be kept abreast of developments on every aspect of your transaction in keeping with the heralded Clopton policy of full transparency. And no matter if your application is big or small you’re always on the receiving end of our undivided attention to get your funding in place as quickly as possible.
We Offer Commercial Mortgages Nationwide
Work with the top commercial mortgage broker in the industry offering highly competitive financing for all income producing real estate investments and assets nationwide. Whether you are looking to acquire, improve, cash out, or refinance, our small business lender network will have the most competitive rates and terms.